Asset Finance
Trucks, trailers, prime movers, vans, utes, excavators, loaders, forklifts, cranes and agricultural equipment.
View asset financeCommercial finance solutions for Australian SMEs
Funding Australian Business Growth
Australian Asset & Lending Solutions helps businesses access equipment finance, business funding, commercial solar finance, cash flow solutions and private lending through a national network of lenders and funding partners.
National lender network
Fast practical approvals
Relationship-driven advice
Why We Exist
Finance is the vehicle. Growth is the destination.
Most business owners do not wake up wanting finance. They want to purchase equipment, improve cash flow, win larger contracts, expand operations and create wealth.
AALS exists to help businesses access practical funding solutions that support growth and opportunity, without feeling like they are dealing with a traditional bank.
Funding Solutions
Commercial finance structured around the job to be done.
From vehicles and machinery to working capital and property-backed lending, AALS helps match the funding pathway to the business outcome.
Equipment Finance
CNC machinery, joinery equipment, printing equipment, workshop fit-outs and industrial machinery.
View equipment finance
Commercial Solar Finance
Lease, rental, chattel mortgage and power purchase agreement options for commercial solar projects.
View solar finance
Business Finance
Working capital, business loans and trade finance for operational needs and expansion.
View business finance
Cash Flow Finance
Funding to bridge timing gaps, support payroll, manage suppliers and keep operations moving.
View cash flow finance
Stock Finance
Inventory and stock funding for seasonal purchasing, larger orders and supplier commitments.
View stock finance
Invoice Finance
Access cash flow tied up in unpaid customer invoices and debtor cycles.
View invoice finance
Private Lending
First and second mortgage lending, bridging finance, short-term lending and property-secured solutions.
View private lendingNot simply a finance broker.
AALS is a commercial finance solutions company built to help Australian businesses move forward.
Speak with a specialist
Australia-wide coverage
Built for businesses that keep Australia moving.
Transport, construction, earthmoving, agriculture, manufacturing, solar, healthcare, professional services and hospitality.
Industries We Serve
Industry-aware funding support.
Accredited Partner Program
Give your clients a stronger commercial finance pathway.
Designed for accountants, mortgage brokers, lawyers, financial planners, business coaches, commercial real estate agents, equipment suppliers and solar vendors.
Become An Accredited PartnerReferral income opportunities
Revenue sharing arrangements with dedicated support and clear referral handling.
Specialist lender access
Help clients access bank, non-bank and private lending solutions.
Better client retention
Add practical funding support without building a finance team in-house.
Vendor Finance
Finance support for suppliers who want to convert more sales.
AALS can support solar vendors, truck dealers, equipment dealers, agricultural suppliers, machinery suppliers and manufacturing suppliers with finance pathways for their customers.
Increase sales conversions
Offer finance to customers
Faster settlements
Dedicated support
Online application management
Access to ASLS systems
Finance Application Centre
Start with the funding type. We will guide the next steps.
Choose the product area and provide initial details. Document upload and CRM workflow can be connected once the preferred system is confirmed.
Resources Centre
Finance guides, case studies and answers for business owners.
Finance Guides
Truck finance, equipment finance, commercial solar finance, chattel mortgage, private lending, invoice finance and stock finance guides.
Case Studies
Challenge, solution and outcome examples across transport, manufacturing, agriculture, construction, solar and private lending.
Q&A Hub
Clear answers to common searches such as new ABN finance, bad credit truck finance, loan declines and lease versus chattel mortgage.
FAQ Centre
Common questions.
What types of finance do you offer?
AALS supports asset finance, equipment finance, commercial solar finance, working capital, invoice finance, stock finance and private lending.
How long does approval take?
Timing depends on the product, lender and documentation, but many straightforward applications can be assessed quickly once the required information is available.
Can I finance used equipment?
Yes. Used equipment can often be financed, subject to age, condition, vendor details and lender criteria.
Can a new ABN obtain finance?
New ABNs may still have options. The available structure will depend on the applicant profile, asset type, deposit, security and business plan.
Contact
Ready to grow your business?
Speak with AALS about the finance pathway that fits the opportunity in front of you.